Author: Clara

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Self-motivated and opinionated Individual who is excited about life and all that it offers. Nice to meet you.

In-law drama is a big deal in almost every society. Everyone wants to impress their prospective in-laws. It is normal to want to be on their good book considering the role they played in the life of your significant other. This is usually smooth at the beginning but reduces after sometime. There might be conflict of interest and tussle for attention, time and material things. This usually leaves every party sad and bitter if not handled properly. But there are ways to curtail these excesses. Here are some of them: Be on the same page with your spouse. Both parties…

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Central Bank of Nigeria reduces monetary policy rate to 13.5%. This decision is by the Monetary Policy Committee of the Central Bank of Nigeria. Mr. Godwin Emefiele, CBN Governor, announced this at the end of a two-day meeting held at the bank headquarters apex. Six out of eleven members of this committee agreed to this. The committee retained the cash reserves ratio at 22.5%. The liquidity ratio remains at 30% The Asymmetric Window of +200 and -500 basis points around MPR remains.

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Timely urination can never be over emphasised. Urinating at the right time is a great step towards keeping a healthy lifestyle. There is need for one to pay attention to this detail. There are some speculations as to how many times one should urinate. How often is a signal for something else? How many times is too safe for health? You need to bear in mind that several factors affect how many times one urinates in a day. Medication, supplements, foods and beverages can play a role, as can certain medical conditions. It is normal to pee up to 7…

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Shoes are delicate and important fashion items. It is actually a must wear item at all times. Adding the right shoe to your dressing helps make the statement. I know I am not the only one this table about to be broken. Ever been on a fashion blog and reading up about styling tips. The next thing, you will get lost with the kind of shoes they mention. Or are you my partner in ignorance who only know four kinds of footwear: the flat shoe, heels, sandals and slippers. If you are a lady and you are on any of…

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You should never hold back your sneeze. It endangers your Health. Sneezing is a complex physiological reflex. Sneezing occurs when you breath in an irritating substance or particle which passes through your nostrils into the nose lining.

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Central Bank of Nigeria (CBN) has released the balance of payment statement for the 4th quarter of 2018. Some of the highlights are: Q4 2018 records an overall BOP surplusCurrent account is in surplusExport earnings increase slightly while imports decreasedThe Financial account indicated a net acquisition of financial assetsBoth Foreign Direct Investment inflows and Foreign Portfolio inflows decreasedExternal reserves decreased slightly FIND DOCUMENT: https://www.cbn.gov.ng/Out/2019/STD/BOP%20Highlights%20Q4%202018_%2007-03-2019.pdf

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CBN governor, Mr. Godwin Emefiele has projected that Nigeria will experience an increased GDP in 2019. The projected increase is expected to be 3% as against 1.93% in 2018. He stated this while delivering a keynote address at the BusinessDay Post-Election Economic Agenda conference held in Lagos. He said that the apex bank will maintain its tight monetary policy stance and stable exchange rate throughout the year. Mr. Godwin Emefiele, CBN expressed optimism regarding the nation’s balance of payment. He hopes that it will remain positive in the short term. There is also hopes that it will improve further if…

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Tight monetary policy implemented by the Central bank of Nigeria has been controlling inflation and rapid economic expansion for a while now. Tight monetary policy makes use of interest rates and money supply to regulate the economy.  The primary aim of this is the management of inflation, unemployment and maintenance of currency exchange rates. This is achieved using the tolls: interest rates, reserve requirement and open market operation. This policy is mostly contractionary as it limits the economy from the downside of accelerated economic growth. Recently, the CBN has announced that it intends to continue this tight monetary policy in…

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Keto as it is popularly called is coined from the word Ketosis. Ketosis is a normal metabolic process which uses stored fats for energy. This happens when the body is not having enough glucose. This results in a build-up of acids called Ketones within the body. Recently, a diet called Ketogenic or low-carb diet is advocated as a way to stay healthy. It has also been propagated as a solution to weight loss. The aim is to try and burn unwanted fat by forcing the body to rely on fat for energy rather than carbohydrates. The keto diet emphasizes high…

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Value Added Tax (VAT) is a popular form of indirect taxation. VAT is a tax on the supply of goods and services which is eventually borne by the final consumer but collected at each stage of the production and distribution chain. It is eventually borne by the final consumer, (however sometimes multiple layers do bear part of the burden e.g. VAT on tax on services and fixed assets) The standard rate of tax is currently 5% of invoice value of goods and services. This excludes items specifically stated as exempt or zero-rated. As an aftermath of the approval of the…

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Release date, price, features and specs Apple has updated the iMac with new faster processors and better graphics. It can now be gotten with 8-cores. The new iMac is updated with new processors, including up to 8-core options and new Vega Graphics on 19 March 2019. It has been over a year since the iMac was updated. Even though the Coffee lake processors were available, there were no major announcements in 2018. 21.5in iMacs 2.3GHz dual-core iMac, standard display, £1,049/$1099 (2017 model)3.6GHz quad-core iMac, 4K Retina display, £1,249/$1,2993.0GHz 6-core iMac, 4K Retina display, £1,449/$1,499 27in iMacs 3.0GHz 6-core iMac, 5K…

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Checkout feature as instagram takes the step to divert into commerce. This checkout feature has the ability to store payment information with Instagram and this makes purchases easier. However, Instagram will be charging the sellers a selling fee. Brands like Nike, Adidas, Dior, H&M, MAC Cosmetics, Michael Kors, Oscar de la Renta, Prada, Uniqlo, Warby Parker and Zara will be starting with this. Eligible items for the in-app checkout will have a big blue “checkout on Instagram” button below them. Tap it and you’ll be asked to provide your email address so that the seller can compete your order. From…

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Staring a business usually is hindered by capital availability. So here are three sectors you could look at for businesses you can start with 100k or less. Becoming financially independent is one of the new goals required for your sanity. Imagine having to make money while doing what you love. Ok I know about all the talks going on about not everyone wants to run a business and how it is not meant for everyone. It is also a thing that not everyone is meant to run a business. But hey, just incase you might want to start something small…

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