One of the most trending occurrence in Nigeria is fraud ranging from internet fraud to scamming people using their bank accounts. We will be looking at how know when your bank account has been hacked and possible what to do. Banking and shopping online with the internet is now very popular and easy but it comes with other hazards as well.
The risk is now getting more and more dangerous as many now falls victims of Internet scammers. That’s why you should keep an eagle eye on your PayPal, Amazon, Google Checkout and other online payment accounts, so you can spot suspicious activity right away.
Looking at the things happening online you’ll find lots of advice on what to do after your payment account has been hacked/compromised. But what are the signs that your account has been cracked by cyber-criminals? Here are our top tips for keeping your money safe.
1- Watch for any unauthorised activity: Always ensure that the transactions you do are intensional. Learn not to over look any transfer even to the smallest unauthorised transfer, because it can be a danger sign.
2- Don’t ignore notifications: If you get an email saying your account details have changed and you didn’t change them, your account may be compromised.
3- Beware of bogus calls: If someone phones and claims to be from your payment provider, insist on calling them back on the company’s public phone number. Always remember that most banks will not call you with a number that is not their office number.
4- Don’t trust the text: If you suddenly start getting messages or calls from a mobile number that your provider doesn’t normally use—be very suspicious.
5- Check every email: If an email or other online communication doesn’t look genuine, don’t reply to it without checking with your provider.
6-Look out for bogus links: If you see strange activity on your account, check to see if you’ve clicked any suspicious links in your email recently.
One other way to stay safe from your bank account been hacked is to ensure you have a good Internet security program. Learn to use secure online banking functions. The most sophisticated cyber-criminals are now using something called a man-in-the-browser attack.
In this kind of exploit, malware on your PC invisibly modifies legitimate web pages in order to take control of your online banking activity. The web address you’re looking at will be correct, and you will be logged in to your bank’s legitimate website, but cyber-criminals will be able to intercept the transaction, steal your financial details and, more importantly, your money.
The only way to completely protect yourself against man-in-the-browser attacks and other sophisticated types of cybercrime, is with an advance internet security suite.